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Lenders and mortgagors of deeds of trust often sell mortgages to third parties, like other lenders.
If a trustee is assigning beneficial interest under a deed of trust, it should be recorded in writing.
A mortgage deed refers to a deed accompanied by a mortgaged loan note.
Every mortgage deed involves two steps: a promissory note and a mortgage.
Mortgage assignment is a common practice among lenders.
A mortgage deed, also called a deed of trust or trustee's deed or deed of trustee, gives a lender a security interest in the property mortgaged in return for money received.
Therefore, assignment of note and mortgage happen simultaneously.
Mortgage assignments are beneficial to both home sellers as well as buyers.
Once signed, you will each receive a copy of the deeds.
From this point, all parties relevant are bound to the exchange, and you can legally move.